Well, my morning was just about as exciting as my Friday afternoon as I continued the paperwork jubilee and entered every explanation of benefit (EOB) into an excel spreed sheet to sort of summarize my health care situation. Then I would try to match up the EOB with the bill with the coverage I am supposed to get and try to make sure everything meshed. I remember my first look at an EOB (about 2 months ago) and it was like a another language but by now they have become pretty straight forward. Just for you folks at Raytheon, be thankful for the health coverage you have. We will see how everything comes out in the end but so far it has been pretty incredible how good of coverage I have gotten. I have the high deductible PPO plan and everything has been just really smooth. I cannot imagine not having health insurance after going through this. Because of the current situation (people not covered, the deals hospitals have with insurance companies, etc.) the medical costs are very high. Not only do you benefit with insurance by only having to pay a percentage for most treatments, but you are only paying a percentage of the lower negotiated deal that the insurance has with the hospital. Just to put things into perspective, the total medical costs (which only someone without insurance would have to pay in their entirety) for three months of care including a PET scan, a CT scan with FNA, an endoscopic ultrasound with FNA, a splenectomy, 4 day hospital stay, and about 2.5 months of chemo is approaching the six figure mark. The insurance negotiates and will pay much less than the total medical costs, and then I pay some small percentage of that. What a system. I am so thankful that the system seems to be working well for me for now.
Now onto the fun stuff...

While I was trudging through the jungle that is our health care system, Eva was getting squared away to go windsurfing in the afternoon. I met her down at Cabrillo to support her like a good husband. The wind was a little light early, but eventually picked up nicely. She is a really good windsurfer and I am just more amazed and in love with her each and every day. She had been trying to go windsurfing for the last few weekends and we were starting to think that the shop just did not want to earn any money (they need 2 people to rent to bring the truck down to the beach). Well, she finally got onto the water and I would say by the size of the smile on her face that she had a pretty good time. Those dimples are adorable!

I watched her for a while but, as the 8-year-old that I am, I cannot really sit all that long and sort of need to be doing something. Luckily, I brought my RC sailboat to keep me entertained. It is a really fun toy and actually closer to sailing than you might think. There are yacht clubs for people with model sailboats and they do regattas just like the big boats. It was a gorgeous afternoon and I just had a blast. I could watch Eva, play with my boat, and check out the pelicans diving for fish all at the same time. I have to say, my boat can move along pretty well but, once the wind picked up Eva just flew by. As the small child that I am, I got a lot of enjoyment out of scaring the seagulls with the boat.
1 comment:
Hi Tyler,
I'm so glad you are doing to well. Reading your blog really has shame me. I have had bladder infections and now I have the flu and I do NOT EXCERCISE..I lay in bed and feel sorry fo myself. Today I'm going to take my old ass outside and at least walk for a bit. You are a very lucky person to have such a great family. In a couple of months you are probably going to be healthier than all of us in this prison...LOL:)
I hope your wedding turns out perfect. And about that comment you made about you going bald, getting fat and full of acne..Love is blind in your wifes' eyes you are that wonderfull cute guy she married.
We miss you around here maybe you can visit after your wedding.
Everybody here are always praying and thinking about you.
Keep doing what you are doing and you are going to outlive all of us!
Adios
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